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562-869-5070 x702
Looking for the right home or mortgage?
Contact Me!
I have over 15 years of experience in the Real Estate/Mortgage industry. I will analyze your finances and help determine your eligibility. There is a path to homeownership out there for everyone and I will help you find yours!
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We will start with determining the best type of mortgage for you or what you must do to qualify for a mortgage.
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We will follow that with home searches based on your mortgage eligibility and desired criteria.
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Culminating to you being a homeowner!
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Questions about Real Estate or Mortgages?
Send me a message with your inquiry below
The Smart Agent, Luis E Carranza
FIND YOUR PATH
In Depth Review
Been told you don't qualify, but not why or what to do? I will review your financials and tell you if qualify now or what you need to do to qualify in the future!
Eligibility
Once you are eligible, now or later, I will let you know what mortgages work best with your situation and give your your max eligibility for a Purchase or Refinance loan.
Search
With your eligibility in hand, together, we can review the areas within your eligibility and find you your best options!
More Info
Luis E Carranza
Fluent in English and Spanish. Certified by the National Association of Realtors (AHWD, PSA, e-PRO), Freddie Mac's Credit Counseling (CreditSmart), the Fair Housing Foundation, and Licensed by the CA Department of Real Estate with NMLS Endorsement.
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Ample experience with a myriad of mortgage loan types like Conventional, High Balance, Jumbo, FHA, VA, Reverse Mortgages, and Non-QM, which include, No Income Loans, Bank Statement Loans, Investor Loans, and more.
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Highly rated by clients in both Mortgages and Real Estate!
Questions?
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